Accept Retail Payments

Omnichannel Retail Payments

Modern retail happens everywhere: in-store, online, social media, and marketplaces. Your payment processing should provide a single merchant account with unified reporting across all channels.

Our partner network connects your POS system, e-commerce platform, and marketplace sales into one dashboard. Inventory levels sync in real time so you never oversell.

Loyalty and Gift Cards

Integrated loyalty programs increase repeat purchases by 20% to 30%. Gift card programs generate incremental revenue because 10% to 15% of gift card balances are never redeemed (breakage revenue).

Our partners provide loyalty and gift card programs that integrate directly with your payment terminal. Customers earn and redeem rewards at the point of sale with no separate cards or apps required.

Inventory and Sales Reporting

Payment data combined with inventory data reveals which products drive the most revenue, which payment methods your customers prefer, and when your peak selling hours occur. This data powers smarter purchasing, staffing, and marketing decisions.

Detailed sales reports break down revenue by product, category, employee, payment method, and time period. Export to your accounting software for seamless reconciliation.

Getting Started

Retail payment setup includes terminal or POS configuration, e-commerce integration, and staff training. Get a free quote with retail-optimized interchange-plus pricing.

Frequently Asked Questions

What is the cheapest payment processing for retail?

Interchange-plus pricing is the cheapest model for retail stores. Debit card transactions (common in retail) cost as little as $0.21 on interchange-plus vs. 2.6% on flat-rate processors.

Can I use my own POS with your processing?

Yes. Our partners integrate with most processor-agnostic POS systems. If your current POS is locked to a specific processor, we can recommend alternatives.

Do you support gift cards and loyalty programs?

Yes. Integrated gift card and loyalty programs work directly through your payment terminal with no additional hardware or software required.

Can I process returns and refunds at the terminal?

Yes. Refunds can be processed at the terminal with the original card or as store credit. Return processing is included at no additional fee.

How do I track sales across online and in-store channels?

Our partners provide unified reporting that combines in-store POS data with online sales. A single dashboard shows revenue, transactions, and inventory across all channels.