Accept Restaurant Payments

Restaurant Payment Challenges

Restaurants have unique payment processing needs: tip adjustment after authorization, split checks, bar tabs, online ordering, and high-volume transaction periods. Generic processors do not handle these workflows well.

Our partner network provides restaurant-optimized processing with tip-adjust capability, pre-authorization for bar tabs, and integration with major POS systems like Toast, Clover, and Lightspeed Restaurant.

Tableside Payment Terminals

Tableside payment terminals let servers process payments at the table, improving security (cards never leave the customer's sight) and speeding up table turns. Wireless terminals connect via WiFi or cellular and support EMV chip, contactless tap, and mobile wallets.

For quick-service restaurants, customer-facing terminals with tip prompts increase tip amounts by an average of 15% to 20% compared to tip lines on receipts.

Online Ordering and Delivery

Online ordering now accounts for 30% to 40% of restaurant revenue. Your payment processing should handle in-house ordering, third-party delivery platforms, and catering orders through a unified system.

Our partners integrate with online ordering platforms and provide payment gateways for custom ordering websites. All transactions flow into a single reporting dashboard.

Getting Started

Restaurant payment setup includes terminal configuration for tip-adjust, integration with your POS, and staff training. Approval takes 24 to 48 hours. Get a free quote with restaurant-specific pricing.

Frequently Asked Questions

What is the best payment processor for restaurants?

The best processor depends on your POS system and volume. Interchange-plus pricing through the Payment Gods Partner Network is consistently cheaper than flat-rate processors like Toast (2.99%) or Square (2.6%).

How do tip adjustments work with card payments?

The server processes the card for the check amount. After the customer adds a tip on the receipt, the final amount (check + tip) is captured during end-of-day batch settlement.

Can I process online orders and in-person payments through one system?

Yes. Our partners provide unified processing for dine-in, takeout, delivery, and online orders with consolidated reporting and a single merchant account.

Do I need a separate terminal for each server?

Not necessarily. Countertop terminals work for counter-service restaurants. Full-service restaurants benefit from wireless tableside terminals, typically one per 4-5 tables.

How much can a restaurant save with interchange-plus pricing?

Restaurants processing $30,000+ per month typically save $200-$500/month by switching from flat-rate to interchange-plus pricing due to the high percentage of debit card transactions.