Accept Online Payments

Online Payment Methods That Convert

The more payment methods you offer, the higher your conversion rate. Customers abandon checkout when their preferred payment method is not available. A complete online payment stack includes credit and debit cards, ACH bank transfers, Apple Pay and Google Pay, and buy now pay later options.

Businesses that add digital wallets to their checkout see a 5% to 12% lift in conversion rates because customers skip manual card entry entirely.

Checkout Page Optimization

Your checkout page is the most important page on your website. Every unnecessary field, confusing label, or extra click costs you completed sales. Best practices for high-converting checkout pages include single-page checkout, autofill support, guest checkout options, and trust badges.

Our partner's payment gateway supports both hosted and embedded checkout. Embedded checkout keeps customers on your site and typically converts 10% to 15% better than redirect-based checkout.

Settlement and Funding

Online credit card payments settle in 1 to 2 business days. ACH payments settle in 3 to 5 business days (same-day available). Your funds are deposited directly into your business checking account on a daily or weekly schedule.

For businesses that need faster access to funds, next-day and same-day funding options are available for a small fee. This is especially useful for e-commerce businesses with tight cash flow cycles.

Getting Started

Integration takes minutes with pre-built plugins for WooCommerce, Shopify, BigCommerce, Wix, and other platforms. Custom integrations use a simple REST API. Get a free quote to start accepting online payments at interchange-plus rates.

Frequently Asked Questions

What is the best way to accept online payments?

A payment gateway with interchange-plus pricing is the best option for most businesses. It supports credit cards, ACH, and digital wallets through a single integration at the lowest available rates.

How long does it take to set up online payments?

Pre-built plugins for major e-commerce platforms take minutes to configure. Custom API integrations typically take 1 to 3 days. Account approval takes 24 to 48 hours.

What are the fees for accepting online payments?

Interchange-plus pricing passes through the actual card network cost plus a small markup. This is typically 20-40% cheaper than flat-rate processors like Stripe (2.9% + $0.30) or PayPal (3.49% + $0.49).

Do I need SSL for my website to accept payments?

Yes. An SSL certificate (HTTPS) is required for PCI compliance and is necessary for accepting payments on your website. Most hosting providers include free SSL certificates.

Can I accept international payments online?

Yes. Our partners support transactions in 135+ currencies. Multi-currency processing allows international customers to pay in their local currency while you receive USD.