Accept Invoice Payments

Send digital invoices with embedded payment links for credit card and ACH.

Digital Invoicing Accelerates Collections

Paper invoices have an average payment cycle of 30 to 45 days. Digital invoices with embedded payment links cut that to 5 to 14 days because the customer can pay with one click from their email.

Adding a "Pay Now" button to your invoices lets customers pay by credit card or ACH instantly. No checks to mail, no manual data entry, no calling in a card number. This convenience alone reduces average days sales outstanding (DSO) by 50% or more.

Invoice Payment Methods

Give customers flexibility in how they pay your invoices. Credit card payments settle in 1 to 2 days but cost 2.5% to 3.5% in processing fees. ACH payments settle in 3 to 5 days but cost only $0.25 to $1.50 per transaction.

For B2B invoicing with high dollar amounts, offer ACH as the default payment method and credit card as an alternative. A $10,000 invoice paid by credit card costs $250 to $350 in fees. The same invoice paid by ACH costs under $2.00.

Automated Payment Reminders

Automated reminders send emails at configurable intervals before and after the due date. A typical sequence sends reminders 7 days before due, on the due date, and 3, 7, and 14 days after the due date.

Businesses that use automated reminders see a 30% improvement in on-time payment rates. Our partners provide customizable email templates that match your brand and include direct payment links. Browse forum discussions for invoicing best practices.

Getting Started with Invoice Payments

Create and send invoices through your processor's dashboard or integrate with accounting software like QuickBooks, Xero, or FreshBooks. Payment data syncs automatically for reconciliation.

Get a free quote to add invoicing with embedded payments to your business.

Frequently Asked Questions

How do I accept credit card payments on invoices?

Send digital invoices with an embedded 'Pay Now' link. Customers click the link, enter their card details on a secure payment page, and the payment is processed instantly and applied to the invoice.

What is the cheapest way to accept invoice payments?

ACH payments are the cheapest at $0.25 to $1.50 per transaction. For high-value B2B invoices, ACH saves hundreds of dollars compared to credit card processing fees.

Can I accept partial payments on invoices?

Yes. Most invoicing platforms support partial payments, deposits, and payment plans. The system tracks the remaining balance and sends reminders for outstanding amounts.

Do automated payment reminders actually work?

Yes. Businesses that use automated reminders see a 30% improvement in on-time payment rates. Reminders sent before and after the due date with direct payment links are the most effective.

Can I integrate invoice payments with QuickBooks?

Yes. Most payment processors integrate with QuickBooks, Xero, FreshBooks, and other accounting software. Payments are automatically matched to invoices for seamless reconciliation.

Get a free quote for interchange-plus pricing.